Anchor Christian University is committed to providing exceptional education that launches Kingdom leaders into their calling without a heavy debt load. From a strategic approach to tuition and scholarship programs to creative funding options, ACU is laser focused on helping students invest wisely in an education that returns both missional and financial value.
The Bible has a lot to say about debt. We encourage students to come to their own conclusions on when it is and is not appropriate. Practically, personal debt is one of the biggest drains on ministry effectiveness because of how it affects marriages, mobilization, and long-term missional multiplication. Our commitment is to put you in a position to be ministry-ready for the real world. Being debt free at launch is a big part of that.
The following is key information to help students fund their education strategically:
Tuition Schedule
Current tuition rates are published online at AnchorU.com/tuition-financial-aid.
Financial Responsibility
Anchor Christian University takes financial responsibility seriously. Honoring God with our financial stewardship is a core value of the institution. Financial integrity is a fundamental biblical principle for all Christians. The following policies are designed to both support that core value and build the skill of responsible financial stewardship for students in partnership with ACU.
Payment Policy
Most universities require you to pay up front, before the semester begins. We know ACU students are involved in ministry roles with (often) limited cash flow. So we make tuition due at the end of each term to give you the flexibility to be strategic.
Student tuition bills will be sent via email to students at the beginning of each 8-week course session or semester, once they are officially enrolled and courses are opened. The due date will be set at the end of the 8-week session or semester and marked on the tuition bill.
Students may not be enrolled for following sessions or semesters until prior session or semester bills are paid in full, unless an exception or arrangement is made with the Business Office. In cases where a third party (frontline ministry partner, employer, parent, etc…) has made arrangements to pay a student’s tuition, the student is still personally responsible for any balances outstanding.
Financial Aid
At present, ACU does not participate in the Federal Student Aid program (PELL Grants, Stafford Loans). That means we do not process or apply PELL grants or student loans. But for most students, the net cost to complete a degree is still a lot less than alternative options, and manageable without borrowing. We do have limited scholarships available.
Refund Policy
Students who withdraw from a course or program will receive prorated refunds according to the schedules below, regardless of reason for withdrawal. In addition, students who withdraw due to (a) military orders for active duty, (b) documented medical incapacity, or (c) immediate family emergency may petition for additional consideration.
Prorated Refund Schedule
ACU uses the following refund schedules based on the length of the official term courses are enrolled in. The start and end dates used to calculate the proration window are based on the official term and the academic calendar, even when course delivery or activities are run outside of those dates.
Enrolled course sessions are visible in each student’s Populi account under the Student tab, including official start and end dates.
8-Week Course Refund Schedule:
| Days Into Term | % Refund |
| 0-7 | 100 |
| 8-14 | 80 |
| 15-21 | 60 |
| 22-28 | 40 |
| 29-60 | 0 |
16-Week Course Refund Schedule:
| Days Into Term | % Refund |
| 0-14 | 100 |
| 15-30 | 80 |
| 31-45 | 60 |
| 46-60 | 40 |
| Over 60 | 0 |